California Bans Insurance Discrimination Against Transgender People

On Top Magazine
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April 10, 2013

California's Department of Managed Health Care (DMHC) has confirmed that a non-discrimination law guarantees all people the right to access coverage for medically necessary care regardless of gender identity or expression. The DMHC on Tuesday reminded providers of their obligations under the Insurance Gender Nondiscrimination Act (IGNA). “IGNA prohibits health plans from denying a person a contract (health coverage), or from limiting benefits, because of the individual's sex,” the DMHC wrote in a letter to providers. “IGNA defines 'sex' to include 'gender,' 'gender identity' and 'gender expression.' IGNA requires health plans to provide transgender individuals with the same contracts and coverage benefits that are available to non-transgender individuals.”